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Business Current Account

HomeBusinessBusiness Current Account

Business Current Account
As a businessperson, you need simpler banking tailored to who you are and what you need!

This account is designed to offer a convenient means of managing transactions and payments for businesses.

Current Account
Our Current Account allows you to deposit and withdraw any amount of money at your convenience.
Fixed time account
Fixed term deposits yielding high returns.BIB Fixed Deposits are accounts opened for fixed contracted periods.
Foreign Currency Deposit
Foreign Currency Deposit is applicable in our bank


The following are eligible to open deposit account with our bank.

  • Business organizations that have legal personality;
    • Financial institutions
    • Individual traders (Sole Proprietorship)
    • Private Limited Companies and Share Companies
    • Organizational legally incorporated in the form of partnership
    • Public and private schools
    • Colleges and universities- government and private
    • Public enterprise, etc.
  • Provident Fund Scheme Units of organizations;
  • Non-Governmental Organizations (NGOs, both local and international)
  • International Organizations and Diplomatic missions;
  • Religious organizations;
  • Associations, such as;
    • Peasant Associations
    • Kebele Associations
    • Credit Associations
    • Professional Associations
    • Edit, etc.
  • Housing cooperatives
  • Ethiopian living abroad
  • Foreign citizens of Ethiopian origin
  • Foreign citizens who have a resident permit or investment permit.
Easy-to-effect deposits and withdrawals
A cheque book is issued to facilitate payments
Monthly statements issued to track transactions
Loan facilities
Account Opening Requirements
General Requirement for opening an account

 A valid identifications card (ID) issued by legally established organizations such as:
 Kebele
 Farmers Associations
 Employer organizations
 Pensioner
 Schools, colleges, universities
 Driving license issuers
 Issuers of passport and work or resident
 Permits one photo for all types of deposits
 Trade license (for current accounts). The branch manager may, however, authorize opening of a current account without a trade license.
Individual Traders (Sole Proprietors) should present
 ID Card
 Renewed trade license. The branch manager may authorize the opening of current account (C/A) with trade license.
Financial Institutions Should Present:
 Article of association
 Memorandum of association
 Certificate of registration
 License from NBE
 Resolution of Board of Directors, if necessary I.D card of the authorized signatures
Housing Cooperatives, Edir, and other associations should present
 Letter of support or certificate of registration from the appropriate government body certifying the establishment of the association or
 Edir, Duty registered memorandum and and articles of associations, where applicable
 Formal letter indicating the person(s) empowered to operate the bank account per the memorandum and articles of association
 Valid ID of the incumbents named to operate the account.
Religious organizations should present
 Application letter to open an account
 Letter of support from the patriarch or his designate, for the Orthodox Church
 Letter of support from the cardinal or his designate, for he catholic church
 Letter of support from the Islamic council office, for Islamic organization
 Letter of support from the president or his designate, for Ethiopian Evangelical Mekaneyesus Church;
 For all other religious denominations, letter of support from the ministry of justice or office of Association and registration or the next higher echelon/organ of the specific denomination, as the case may be
 Valid ID of the persons who operate the account
 Memorandum and articles of association or other relevant documents
 Certificate of registration or other relevant documents
Local and Foreign NGOs should present
 Application letter to open an account
 Authorization from the ministry of justice to operate in the country (for both foreign and local NGOs)
 Authentication letter from the ministry of foreign affairs (for foreign NGOs)
 Letter of support from Disaster Prevention and preparedness commission (for bothe foreign and local NGOs)
 Constitution/charter or any other document, which governs the specific NGO
 Names of persons authorized to operate the account as specified in the constitution/charter or any other document
 Valid ID or passport of the persons who are appointed to operate the account
 Work or residential permit (for foreign nationals)
Public Enterprise should present
 Formal letter from the respective Board of Directors or General Manager, as the case may be, specifying, among other things, the names of authorized signatories to operate the account.
 Letter of appointment from the General Manager
 Negarit Gazetta bearing relevant proclamation for its establishment
 Valid ID of the authorized signatories
 Cooperative societies should present
 Minute of members’ resolution at the last general assembly if it is under the process of formation- and a letter of intent signed by all members.
 Application letter to open an account specifying, among others, the names of signatories to operate the account.
 Certificate of registration issued by the appropriate authority.
 Letter of authorization from the respective organization body
 Approved and registered co-operatives’ rules and regulations, which shall bear the official stamp of the registering body and the co-operatives
 Valid ID of the authorized signatories.
Trade Unions should present
 Application letter to open an account specifying, among others,
 The names of signatories to operate the account, certificate of registration from the Ministry or Regional Bureau of Labor and Social Affairs.
 Approved and registered rules and regulations of the trade union
 Resolution of the general assembly appointing the executive committee of the trade union
 Minutes of the Executive Committee relating to opening an account
 Valid ID of the authorized signatories.
Provident fund schemes units should present application letter from the organization, which maintains provident fund for its employees. The provident fund accounts shall be operated according to the instruction given by the organization.

ቡና ኢንተርናሽናል ባንክ አ.ማ
ለቡና ኢንተርናሽናል ባንክ አ.ማ ባለአክሲዮኖች በሙሉ

እጩ የዳይሬክተሮች ቦርድ አባላትን ጥቆማ ለመቀበል የወጣ ማስታወቂያ

የቡና ኢንተርናሽናል ባንክ አ.ማ የቦርድ አባላት ምርጫ የሚከናወነው የኢትዮጵያ ብሔራዊ ባንክ ባወጣው መመሪያ ቁጥር SBB/54/2012 እና SBB/62/2015 እንዲሁም በኩባንያው ባለአክሲዮኖች 8ኛ መደበኛ ጠቅላላ ጉባኤ ላይ በጸደቀው የቦርድ አባላት ጥቆማና ምርጫ አፈጻጸም የአሰራር ደንብ መሠረት ነው፡፡ እነዚህን መመሪያዎች መሠረት በማድረግ በቀጣይ ባንኩን በቦርድ አባልነት የሚመሩ አባላትን ለማስመረጥ ጥቅምት 12 ቀን 2010 ዓ.ም በተካሄደው የባለአክሲዮኖች 8ኛ መደበኛ ጠቅላላ ጉባኤ የቦርድ አባላት አስመራጭ ኮሚቴ መቋቋሙ ይታወሳል፡፡
በጠቅላላ ጉባኤው የተቋቋመው አስመራጭ ኮሚቴ እጩ የዳይሬክተሮች ቦርድ አባላት ጥቆማዎችን ለመቀበል ዝግጅቱን አጠናቋል፡፡

ባለአክሲዮኖች ብቁ ናቸው ብላችሁ የምታምኑባቸውን እጩ የቦርድ አባላት ለመጠቆም የሚያስችላችሁን የጥቆማ መሙያ ወይም ማስፈሪያ ቅጽ በቡና ኢንተርናሽናል ባንክ አ.ማ ድረ ገጽ ወይም የባንኩ ዋና መስሪያ ቤት በሚገኝበት አራት ኪሎ ከብርሃንና ሰላም ማተሚያ ቤት ጎን ካለው ዳብር ሕንጻ 4ኛ ፎቅ ቢሮ ቁጥር 401 በሚገኘው የዳይሬክተሮች ቦርድ አስመራጭ ኮሚቴ ጽ/ቤት ወይም በባንኩ ቅርንጫፎች በአካል በመቅረብ ለጥቆማ መስጫ የተዘጋጀውን ቅጽ ማግኘት የምትችሉ መሆኑን አስመራጭ ኮሚቴው ያሳውቃል፡፡
ስለሆነም የባንኩ ባለአክሲዮኖች ለኩባንያው ሁለንተናዊ እድገት የበኩላቸውን አስተዋጽኦ ለማበርከት ይችላሉ ብለው የሚያምኑባቸውን ብቁ እጩዎችን በቅጹ ላይ በጥንቃቄ በመሙላት ከሚያዝያ 15 ቀን 2010 ዓ.ም ጀምሮ እስከ ሐምሌ 15 ቀን 2010 ድረስ እንዲጠቁሙ አስመራጭ ኮሚቴው በአክብሮት ይጋብዛል፡፡

ባለአክሲዮኖች የሞሉትን ቅጽ በቡና ኢንተርሽናል ባንክ አ.ማ ዋና መ/ቤት 4ኛ ፎቅ በዳይሬክተሮች ቦርድ አስመራጭ ኮሚቴ ጽ/ቤት ቢሮ ቁጥር 401 በአካል በመቅረብ መስጠት ወይም በባንኩ የፓ.ሣ.ቁጥር 1743 ኮድ 1110 ላይ በአደራ ደብዳቤ አድራሻውን ለቡና ኢንተርናሽናል ባንክ አ.ማ. የዳይሬክተሮች ቦርድ አስመራጭ ኮሚቴ በማለት ወይም የተሞላውን ቅፅ ስካን በማድረግ ለዚሁ ዓላማ በተዘጋጀው በባንኩ ኢሜል አያይዘዉ መላክ የሚችሉ መሆኑን እንገልጻለን፡፡

ተጠቋሚ እጩ የቦርድ አባላት የሚከተሉትን መስፈርቶች ማሟላት ይጠበቅባቸዋል፤

  1. ኢትዮጵያዊ ዜጋ የሆነ/ች እንዲሁም ዕድሜው/ዋ 30 ዓመት እና ከዚያ በላይ የሆነ/ች፤
  2. የቡና ኢንተርናሽናል ባንክ አ.ማ ባለአክሲዮን የሆነ/ች እና ቢመረጥ/ብትመረጥ በዳይሬክተሮች ቦርድ አባልነት ለመሥራት ፈቃደኛ የሆነ/ች፣
  3. ለቦታው ተስማሚ እና መጣኝ (Fit and Proper) የሆነ/ች እና የተስማሚ እና መጣኝ መገለጫ የሆነው እውቀት ቢያንስ አጠቃላይ 2ኛ ደረጃ ትምህርት ያጠናቀቀ/ች፣
  4. በቢዝነስ ማኔጅመንት፤ በባንክ ሥራ፤ በፋይናንስ፤ በአካውንቲንግ፤ በሕግ፣ በኦዲቲንግ፤ በኢኮኖሚክስ፤ በኢንፎርሜሽን ቴክኖሎጂ፤ በኢንቨስትመንት ማኔጅመንት የትምህርት መስክ የተመረቁና የጾታ ስብጥራቸውም ተመጣጣኝ ቢሆን ይመረጣል፣
  5. የቡና ኢንተርናሽናል ባንክም ሆነ የሌሎች ባንኮች ተቀጣሪ ሠራተኛ ያልሆነ/ነች፤ እንዲሁም የማንኛውም የፋይናንስ ተቋም ዋና ሥራ አስፈፃሚ ወይም የዳይሬክተሮች ቦርድ አባል ያልሆነ/ነች፤
  6. ተጠቋሚው የሕግ ሰውነት ያለው ድርጅት ከሆነ ድርጅቱን ወክሎ የዳይሬክተሮች ቦርድ አባል ለመሆን የሚወዳደረው የተፈጥሮ ሰው ማንነትና የትምህርት ደረጃ እንዲሁም ሌሎች አስፈላጊ ነገሮች ሁሉ መጥቀስ፤
  7. የቡና ኢንተርናሽናል ባንክ አ.ማ የዳይሬክተሮች ቦርድ አስመራጭ ኮሚቴ አባል ያልሆነ/ነች፤
  8. ቡና ኢንተርናሽናል ባንክ አክሲዮን ማህበርን ለስድስት ተከታታይ ዓመታት በቦርድ አባልነት አገልግለው ከቦርድ አባልነት የለቀቁ ከሆነ ከለቀቁበት ጊዜ ጀምሮ ስድስት ዓመታት የሆናቸው (የሞላቸው) መሆን አለበት፤
  9. በሕዝብ ዘንድ ተአማኒነት ያለው/ያላት እና የጸዳ የፋይናንስ አቋም ያለው/ያላት፤
  10. በሕዝብ ዘንድ መልካም ስነ ምግባር፣ ማህበራዊ ተቀባይነት ያለው/ያላት እና ሕግን በመተላለፍ በኢትዮጵያም ሆነ በውጭ ሀገራት በወንጀል በመከሰስ ተፈርዶበት/ባት የማያውቅ/ታውቅ፤
  11. ለመንግሥት ባለስልጣናት መረጃን በመከልከል፤ የተሳሳቱ የሂሳብ ወይም ሌሎች ሰነዶችን በመስጠት የተቆጣጣሪ አካላትን መመሪያዎች ባለመቀበል እና ባለመገዛት በመንግስት ባለስልጣናት አስተዳደራዊ የእርምት እርምጃዎች ተወስዶበት/ባት የማያውቅ/ታውቅ፤
  12. የንግድ ሥራን ከመተግበር ወይም ድርጅትን ከመምራት አኳያ በፍርድ ቤት የመክሰር ውሳኔ ያልተላለፈበት/ባት፣ ከታክስ እና ከባንክ ክፍያዎች ጋር በተያያዘ ግዴታዎቹን/ቿን በአግባቡ የተወጣ/ች መሆን ይኖርባቸዋል፡፡

ለበለጠ መረጃ ባለአክሲዮኖች በስልክ ቁጥር 0118722845 ወይም በ0903-200309/10 በመደወል ማብራሪያ ማግኘት ይችላሉ፡፡

አስመራጭ ኮሚቴው ከሚያዝያ 15 ቀን 2010 ዓ.ም በፊትም ሆነ ከሐምሌ 15 ቀን 2010 ዓ.ም በኋላ የሚቀርቡ ጥቆማዎችን የማይቀበል መሆኑን ከወዲሁ ያሳስባል፡፡

የቡና ኢንተርናሽናል ባንክ አ.ማ
የዳይሬክተሮች ቦርድ አባላት አስመራጭ ኮሚቴ

ፎርሙን ለማግኘት ከዚህ በታች የሚገኘውን ሊንክ ይጫኑ