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Farooq

Bunna Investment

HomeUnique ServicesBunna Investment

Bunna Investment

BIB’s NEW SERVICES

Bunna International Bank S.C. is committed to innovativeness and high quality. In line with this, the Bank continues offering a wide range of new innovative deposit products/services. The new services would help depositors to put their savings over a period of time to meet future plans and for contingencies. They are designed for, among others, salaried individuals, Business Community, Companies, Non-profit making Institutions, Government organizations and professionals.

DEPOSIT ACCOUNT FOR INVESTMENT (DAI)

Description
It is recurring deposits account with a cumulative term deposit feature.
Target Group
This deposit account is designed for individuals, professionals, women’s, Small and Medium Scale Enterprises (SMSE’s), associations, companies and co-operatives.

It is intended to encourage the enterprises to accumulate capital for future plans such as purchasing machineries, expanding of business /production, purchasing/ construction of residential houses, purchasing vehicles and purchasing of minor/petty consumer durable goods or other investments.

Requirements
The account could be opened with a minimum amount of Birr 1,500.00.

The monthly installment would be set based on the depositor’s preference subject to a minimum amount of Birr 800.00.

It is, however, possible to deposit less than the installment amount as long as he/she meets the annual deposit amount at the end of the year.

Benefits
The Bank pays an interest rate that ranges from 5.5% and higher;

Depositors are eligible for emergency loan, contract financing, purchase of machinery, personal/ consumer, housing and other loans as per the guidelines of respective loan facilities;

The account holder can use the deposit balance as a cash guarantee for a third party loan;

The account holder will enjoy other free of charge services.

Staff members of this Bunna Gold card holder are eligible for housing or personal/ consumer loans against their provident funds being administered by the Bank (the blocked provident fund will earn interest income up to 5.5%/- per annum);

A 50% discounted service charge on outgoing transfers from foreign currency accounts opened as package of Birr account;

Door-to-door and /or cash-pouch service/ for withdrawal /deposit exceeding Birr 200,000/;

And many more service charge and commission free services will be provided by Bunna Bank for Bunna Gold account holders.

ቡና ለመዋዕለ ነዋይ ፍላጎት ማሟያ የሚውል ተቀማጭ ሒሳብ

አጭር መግለጫ
ይህ ተቀማጭ ሒሳብ የቁጠባን እና የጊዜ ገደብ ተቀማጭ ሒሳብን ባሕሪያት አቀናጅቶ የያዘ ነው፡፡ አፈፃፀሙም በደንበኛው ሙሉ ፈቃድ እና ስምምነት ላይ ተመሥርቶ የማያቋርጥ መደበኛ ተቀማጭ ገንዘብን እና አስቀድሞ የሚወሰን የተቀማጭ ጊዜ ገደብን ይጠይቃል፡፡
የአገልግሎቱ ተጠቃሚዎች
ይህ የተቀማጭ ሒሳብ ለግለሰቦች፣ ባለሙያዎች፣ ሴቶች፣ ጥቃቅንና አነስተኛ ተቋማት፣ ማህበራት፣ ኩባንያዎች እና የህብረት ስራ ማህበራት የተዘጋጀ ነው፡፡

ይህ የተቀማጭ ሒሳብ ድርጅቶች በዕቅድ ለያዟቸው ተግባራት ማከናወኛ የሚሆን ካፒታል ማከማቸት እንዲችሉ ለማበረታታት ታስቦ የቀረበ ሲሆን፤ ይህን የአገልግሎት አይነት በመጠቀም ከላይ የተጠቀሱት አካላት ማሽኖችን መግዛት፣ ሥራቸውን ወይም ምርታቸውን ማሳደግ፣ የመኖሪያ ቤት መግዛት ወይም መገንባት፤ ተሽከርካሪዎችን ወይም ሌሎች ለረዥም ጊዜ የሚቆዩ ንብረቶችን እና አነስተኛ የፍጆታ ዕቃዎችን መግዛት ያስችላቸዋል፡፡

ሒሳቡን ለመክፈት የሚያስፈልጉት መስፈርቶች
ይህንን ሒሳብ ለመክፈት የሚያስፈልገው ዝቅተኛ የገንዘብ መጠን ብር 1,500.00 ነው፤

በየወሩ በቋሚነት የሚቀመጠው የገንዘብ መጠን በአስቀማጮች ፍላጎት መሠረት በቅድሚያ የሚወሰን ሲሆን፤ ከብር 800 ማነስ የለበትም፤

ደንበኛው በአንድ አመት ማስቀመጥ የሚጠበቅበትን እስካሟላ ድረስ በቅድሚያ ከተወሰነው ወርሃዊ የተቀማጭ ገንዘብ መጠን በላይም ሆነ በታች ማስቀመጥ ይችላል፤

ይህ ሒሳብ በነጠላ/በግል ወይም በጋራ ሊከፈት ይችላል፡፡

የሚያስገኛቸው ጥቅሞች
ደንበኛው ከ5.5% ጀምሮ በተቀማጭ ሒሳቡ መጠን እና የጊዜ እርዝመት ላይ ተመሥርቶ የሚሰላ ጠቀም ያለ የተቀማጭ ወለድ ያገኛል፤

አስቀማጮች ባንኩ ለሚሰጠው የአስቸኳይ/ድንገተኛ የግልም ይሁን የፕሮጀክት ብድር ማለትም ለማሽነሪ፣ ለግልም ይሁን ለሥራ አገልግሎት የሚውል ተሽከርካሪ መግዣ፣ ለቤት መሥሪያ/መግዣ፣ ለፕሮጀክት ማስፈጸሚያ፣ ለቤት ዕቃ ማሟያ/መግዣ እና ለሌሎች የግል ጉዳዮች ወይም ሥራ ማስኬጃ ለሚውል የብድር አገልግሎት ከባንኩ ጋር ያለው የአስቀማጭነት ደንበኝነት እንደ ዋና መመዘኛ/መስፈርት ተደርጎ ይወሰድላቸዋል፡፡