It provides investment and business loans to new projects and established firms that are financially sound, economically viable, socially friendly, and technologically proven to meet their financing needs. This one also requires the buyers’ equity contribution, which is determined by:

• The bank’s standards of evaluation
• The dictates of the supervisory authority
• The nature of the business
• Universally accepted technical requirements of business and project appraisal/ cash flow
• Internal rate of return and
• The value of money.