Loans and Advances
We are here!
To assist our perspective borrowers & to adhere BB’s credit policy.
Underlining expectations:
- Ability to meet loan repayment’s
- Viability of the business
- Financing requirements
- The purpose of the loan
- Period of payment
Credit products and services
Term Loans
- The bank extends short, medium, and long-term loans and advances, with or without a pre-established repayment program, to borrowers who are engaged in commercial and non-commercial activities.
Credit Facilities
- Our customers can draw even beyond their deposits, or even more than what they maintain in their current accounts upon approval of the appropriate committee.
Syndicated Loans
- Our bank is considerate in entertaining the requests of its existing and new customers. It participates in syndicate financing of the customer’s various projects as required by the project or the business.
Partial Financing
- This type of financing enables customers to acquire fixed assets. It facilitates the disposal of its assets, acquired assets, and foreclosed pieces of property, with or without holding an additional piece of property as collateral.
Project/Equity Financing
- It provides investment and business loans to new projects and established firms that are financially sound, economically viable, socially friendly, and technologically proven to meet their financing needs.
Idea Financing
- Idea financing is a term loan that is exceeded to individuals/ groups for the purpose of implementing scientific studies, which has got recognition in invention and innovation by the concerned government organ
New Credit Product Development
- The bank revisits its credit products and develops new ones that it believes would meet the demands of the customer segment market and excel in the expectations of its customers
Credit Service Innovation/ Innovative Financing
- It promotes, enhances, and disrupts its services/ financing undertakings by combining innovative business models and technology.
The maximum period of any loan shall not exceed 20 and 25 years commercial/business loans and consumer and mortgage or real estate loans, respectively.